Pay off Bank of America
One remaining card. One clear action.
Built around your real numbers
Personal finances,
coordinated clearly.
A private, local-first system for tracking cash, reducing debt, and knowing the next financial action without relying on a third-party finance platform.
Your financial records remain encrypted on this device.Your day—°
Wednesday, October 21
Financial overview
Your balances, recent payoff progress, and next action.
LOCAL-FIRSTENCRYPTEDNO BANK LOGINNO ANALYTICS
Why Northstar
Your financial picture should stay visible.
Balances, payments, goals, and the next best action live in one system. No stale dashboard graphics. No formulas hidden behind presentation objects.
Verify Bank of America payoffAfter payment postsCheck residual interestNext statementUpdate emergency targetAfter reconciliation
Next actions stay visible
The daily notch surfaces the one item that deserves attention.
67%
A live payoff plan
Every payment updates cash, debt, progress, and history together.
$12,305.17Principal cleared$8,020.44Remaining28%Estimated APR
Useful financial reporting
Numbers that reconcile to records instead of decorative summaries.
How it works
Your plan moves forward without losing the history.
Northstar combines a disciplined record of what happened with a clear view of what comes next.
Secure the vault
Create a private passphrase. Your key never leaves the browser.
Bring in the records
Accounts, income, expenses, debts, and prior payments become structured data.
Record what changes
A payment updates every dependent number at the same time.
Follow the next action
The dashboard keeps the most important financial task visible.
Private by design
Your financial data belongs to you.
Northstar does not connect to your bank, collect credentials, run analytics, or send your financial records to a remote database. The encrypted vault remains on your device.
Set up your vaultYour deviceEncrypted vaultAES-256-GCM
Bank loginCloud databaseAnalytics
Inside the system
The pieces needed to stay on top of your finances.
Cash position
Current cash and the impact of upcoming decisions.
Debt tracking
Balances, APRs, payoff status, and payment history.
Income and expenses
Recurring obligations and actual monthly activity.
Financial goals
Targets with a clear amount, timeline, and progress.
Encrypted backup
Portable records you can keep without surrendering ownership.
Daily notice
A quiet reminder when something requires attention.
Your day—°
One source of financial truth.Ready to keep the plan moving?
Open the private dashboard and finish setting up your financial system.
Open dashboard